The following disclosure has NOT been approved by either the Colorado Real Estate Commission or the Consumer Financial Protection Bureau. If you have any questions about this form, please contact us at info@BluePebbleHomes.com.

At Blue Pebble Group, the parent company of Blue Pebble Homes and Blue Pebble Loans, we are committed to serving your best interests. This disclosure aims to inform you of our policies and practices to ensure you receive unbiased and fair recommendations for all of your real estate settlement service providers, including real estate brokerage, mortgage brokerage, mortgage lending, insurance, and title & escrow.

Options and Recommendations: We offer a range of services to suit diverse needs and circumstances. It is our policy that recommendations made by our affiliates and employees are based on a thorough assessment of your situation, and we encourage you to explore all options available to you.

Our Policy Against Steering: We adhere strictly to regulations that prohibit steering clients towards products or services that benefit us at your expense. Our team is trained to prioritize your needs and interests in all recommendations. We encourage you to ask questions whenever you are unsure about a recommendation or agreement presented to you.

Affiliated Business Arrangements: Blue Pebble Homes, LLC and Vanna Lending, LLC dba Blue Pebble Loans have the same parent company, Blue Pebble, LLC dba Blue Pebble Group. We own 100% of Blue Pebble Homes and Blue Pebble Loans. Because of this relationship, any referral to one of those providers may provide us with a financial or other benefit.

Your Right to Choose: We respect your right to make your own choices. You are under no obligation to follow our recommendations or use any affiliated service providers. Here is a link to other settlement service providers who might be able to help you with your transaction if you would prefer to work with someone who isn’t affiliated with us:

https://www.bluepebblehomes.com/alternative-settlement-providers

Questions or Complaints: If you ever have questions about recommendations you are receiving from your advisor or feel that you are being unfairly steered to one of our affiliates, please email us at info@BluePebbleHomes.com.

By acknowledging this disclosure, you confirm your understanding of our commitment to fair and unbiased guidance and acknowledge your right to choose other settlement service providers.

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Buyer

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Buyer

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Seller

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Seller