Tools

Run it yourself first

Nothing here is a quote and nothing is saved. Move the numbers around until it looks like your situation, then decide whether it is worth a conversation.

  • Mortgage payment calculator

    Principal, interest, taxes, insurance, PMI and HOA in one number — plus a temporary buydown comparison and the year-by-year balance.

    Run the numbers

  • Today's real rates

    Live pricing by credit range and loan type, for conventional, FHA, VA and jumbo. Anonymous — no contact details and no credit pull.

    Check rates

  • Fair cash offer

    Sell as-is — no repairs, no showings, no agent commission. An offer within 24 hours, and you pick the closing date.

    Get an offer
How to use them

Estimate, compare, then check

1
Calculate

Put in your own numbers and see the whole payment, not just principal and interest.

2
Compare

Change one variable at a time — rate, term, down payment — and watch what it actually does.

3
Connect

When the estimate stops being enough, a real person will run it against your actual file.

Need the real number?

Pre-approval in 24 hours. No application fee. Monday to Friday, 9 AM to 5 PM.

Schedule an Appointment

Figures produced by these tools are estimates for information purposes only and are not an offer, a quote, or a commitment to lend or extend credit. Rates shown are illustrative and subject to change without notice. All loans subject to credit approval. Vanna Lending, LLC dba Blue Pebble Loans, NMLS #2447767, licensed in CO, CA, NM, FL, & TX. Equal Housing Opportunity.